Zen

Yes — every boat on charter.boats is insured by its operator; we require it. The policy covers the vessel for fire, collision and third-party liability. For damage it doesn't cover, your liability is usually limited to the security deposit.

Fuel isn't included — you return the tank full. Estimated from engine power: this boat's ~100 HP engines burn roughly 8 L/h while motoring, so a typical week (about 3 h a day, ~21 h) works out to roughly 168 L ≈ €244 at €1.45/L — scale it to your own plans.

Not personally — this boat requires a skipper, who holds the licence. Generally, though: Requirements vary by state and operator; no national sailing licence exists, so charter companies rely on a detailed sailing résumé (some states require a boater education card).

Varies widely by region; the Florida Keys and Caribbean coast run year-round, while New England and the Pacific Northwest peak June–September.